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If you have been injured by someone you should consult with a
lawyer. A good lawyer will review your case and give you an unbiased
opinion on whether you need a lawyer or not. In most cases where you
have been injured, so that you lose time from work, or suffer from
the injury for more than a few days, you should hire a lawyer. In
most cases, you have to deal with an insurance company to get
compensation for your injury. You need a lawyer to represent your
interests to the insurance company for the following reasons:
- The insurance adjuster is not your friend. Insurance companies
make profit by collecting as much in premiums as possible and
paying out as little as possible in benefits. The insurance
adjuster’s job is to pay you the least amount of money possible.
- The insurance adjuster will take a statement from you that can
be used against you in court.
- The insurance adjuster will often obtain your pre-accident
private medical history, whether or not the nature of the case
requires disclosure. This is an invasion of your privacy.
- The insurance adjuster may appoint a medical specialist of his
or her choice to assess you. This choice of specialist may not be
in your best interests. With a lawyer, a fairer choice will me
made.
- Often, the first insurance adjuster that you meet will be a
front line “nice” guy who is supposed to keep you from seeing a
lawyer. Later, after the insurance company has organized the
medical evidence to keep the size of your claim down, a different
adjuster may take over and play hardball. If you wait until then
to see a lawyer, evidence hurtful to your claim may have already
been gathered against you.
- The insurance adjuster may not offer you all of the
rehabilitation care which you are entitled to. Getting better is
your priority, a lawyer will help this happen.
- If you don’t accept the settlement that the insurance adjuster
offers you, the adjuster will often threaten you with a “Jury
Trial”. In British Columbia, the insurance companies select jury
trials in most personal injury cases because they believe that
juries will award less than judges.
- Most clients who come to lawyers do so because the insurance
company is refusing to pay for the treatment that the client’s
doctors recommended, or because an unfair settlement offer is
made. Most clients have more money in their pocket after payment
of the lawyer’s fees than they would have had if they had settled
on their own.
- A lawyer's contingency fee is the same whether you retain the
lawyer early or late. Why not have the benefit of a lawyer right
from the beginning?
- Individual law firms keep their own statistics. Ask the lawyer
you are considering hiring about his or her performance.
How do I find a lawyer?
- Take advantage of the free first interview that most lawyers offer.
- The following questions will help you determine whether the lawyer you are interviewing is right for you:
- Has this lawyer’s name been referred to you by past clients or current caregivers in a positive way?
- Does this lawyer spend at least 80% of his or her time practicing in the area of Personal Injury?
- Does this lawyer act only for injured people, and never for insurance companies or the at fault driver?
- Does this lawyer do his or her own trials, and actually take cases to jury trials?
- When you met this lawyer, did you feel comfortable and that you could accept this person’s advice? Will this be a good working relationship for you?
- Is this lawyer a successful mediator, and will mediation be used to attempt to settle your claim?
- Will this lawyer take your case on a contingency basis (which means the lawyer does not get paid unless they win your case.)?
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